The credit of financial products to invest? Next week

Some of the recent due credit products appear not achieve the expected benefits, media have reported by it, but in my opinion is properly, bravado. Unrealized gains are expected to last issue such products, and set the interest rate changes with the above, the product operation period expires, so in actual yield rate than the expected rate of return. This does not change the credit products still robust feature on the whole. Investment credit products without concern, the concern is the expected rate of return, security, etc.
Next week is expected to have 14 of credit products began publishing, period is diversiform, from 56 days to 3 years. For investors to evaluation of credit, so I think it more realistic choice method is to pay attention to the expected rate of return, security, etc. Current credit products assure means mainly has pledged collateral, joint liability guarantee two kinds, the two kinds of means is simply cannot say which are common, the defects, which guarantees the main effect depends on the ability to fulfill relevant security. But the credit expires in history, has not appeared yet products can fulfill effective guarantee for the loss caused by investors. But now there is no part of credit guarantee of product of this kind of product, investors should be careful.